Articles

Investing

What Are the Different Classes of Assets?

There are five broad asset classes that you should take into consideration when constructing your investment portfolio.

Investing

How Are Annuities Taxed?

One attractive feature of an annuity is tax-deferral but qualified and non-qualified annuities are taxed differently.

Investing

What Is a Stock Index?

Stock market indexes can be useful benchmarks for gauging the performance of an investment portfolio over time.

Investing

529 Lesson Plan: High Scores for 529 Plans

529 plans are tax-advantaged savings plans that generally allow people of any income level to contribute.

Investing

What Is the Difference Between a Fixed Annuity and a Variable Annuity?

Both fixed and variable annuities could be appropriate options for an individual interested in purchasing an annuity.

Investing

How Are Common and Preferred Stocks Different?

It's important to understand the strengths and weaknesses of common stock versus preferred stock.

Investing

What Types of Bonds Are Available?

Bonds are issued by many entities and share many characteristics, each type of bond has certain benefits and risks.

Investing

What Is Stock?

Before investing in stocks, it is important to understand some of the basics and the risks involved in owning stocks.

Investing

What Investment Risks Should I Know About?

Understanding different types of investment risk can help investors manage their money more effectively.

Investing

What Are Zero-Coupon Bonds?

Zero-coupon bonds represent a type of bond that does not pay interest during the life of the bond.

Investing

What Is a Bond Ladder?

A bond ladder is a strategy involving the purchase of bonds that have staggered maturity dates.

Investing

What Is Dollar-Cost Averaging?

Dollar-cost averaging involves investing a set amount of money on a regular basis, regardless of market conditions.

Investing

What Is Diversification?

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

Investing

What College Investment Options Do I Have?

Starting to invest early for college and remaining consistent can help investors reach their goals.

Investing

How Do Mutual Funds and Stocks Differ?

The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.

Investing

What Are Dividends?

It is important to understand how dividends (taxable payments to shareholders) fit with your long-term goals.

Investing

How Are Growth and Value Stocks Different?

The labels growth and value reflect different approaches that can be used when making investment decisions.

Investing

What Is a Mutual Fund?

A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.

Investing

What Stock and Bond Investing Alternatives Do I Have?

There are other ways to invest in stocks and bonds besides owning individual shares or bonds.

Investing

How Can I Save for My Child’s College Education?

There are several funding methods for a child's college education including mutual funds and Section 529 plans.

Investing

What Is a Mutual Fund Load?

It’s important to understand mutual fund loads, or sales charges, and exactly what they entail so you can make informed investing decisions.

Investing

What Is an Exchange-Traded Fund?

ETFs have unique attributes and attempt to track all types of indexes, industries, or commodities.

Investing

What Do Bond Ratings Mean?

Bond ratings gauge a bond issuer’s financial ability to repay its promised principal and interest payments.

Investing

What Is a Closed-End Fund?

With closed-end funds, investors pool their money together to purchase a professionally managed portfolio of stocks and/or bonds.

Investing

What Is Asset Allocation?

Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.

Investing

What Is an Annuity?

An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.

Investing

How Are Mutual Funds Taxed?

Mutual fund taxes can be cumbersome, but there are ways to help mitigate the amount of taxes you may owe.

Investing

What Is a Bond?

A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.

Retirement

What Is an IRA Rollover?

If you leave a job or retire, you should consider your options regarding your employer retirement plan assets.

Retirement

What Is a SIMPLE?

The SIMPLE plan may appeal to small business owners as it is easy to set up, administer, and allows for a tax deduction.

Retirement

What Is a Money Purchase Pension Plan?

A money purchase plan is a retirement plan where employer contributions are based on a fixed percentage of compensation.

Retirement

What Is a Roth 401(k)?

A Roth 401(k) is funded with after-tax money, and allows for tax- and penalty-free withdrawal of earnings if requirements are met.

Retirement

What Is a Profit-Sharing Plan?

Profit-sharing plans give employees a share in the profits of a company and can help to fund their retirements.

Retirement

What is a SEP IRA?

A SEP IRA is a type of plan under which the employer contributes (up to a certain limit) to an employee’s IRA.

Retirement

How Can I Estimate My Future Social Security Benefits?

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.

Retirement

What Is an Indexed Annuity?

An indexed annuity may provide some upside potential and downside protection.

Retirement

What Is a 1035 Exchange?

A Section 1035 exchange is a tax-free exchange of an existing annuity contract or life insurance policy for a new one.

Retirement

Will Social Security Retire Before You Do?

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

Retirement

Why Do People Buy Annuities?

Annuities, an insurance-based financial vehicle, can provide many benefits that retirement investors might want.

Retirement

What Are Annuity Living Benefits?

Living benefits can help protect variable annuity owners from running out of money in retirement.

Retirement

What Is a 403(b) Plan?

A 403(b) plan is a tax-deferred retirement savings plan that can only be offered by a 501(c)(3) tax-exempt entity.

Retirement

What Is a Self-Employed Retirement Plan?

Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.

Retirement

How Should I Manage My Retirement Plan?

Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.

Retirement

What Is a 401(k) Plan?

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

Retirement

What Are My Retirement Planning Options?

There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.

Retirement

Unforgettable Birthdays

There are key dates after you turn 59½ that can impact your taxes, Medicare eligibility, and retirement benefits.

Retirement

Save Now or Save Later?

If you start saving for retirement sooner, the more money you are likely to accumulate and possibly retire sooner.

Retirement

What Is a Roth IRA?

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

Retirement

Should You Bank Your Retirement on Your Business?

Allocating too much of your retirement investments to one company, even your own, can be a risky proposition.

Retirement

What Are My Retirement Plan Distribution Options?

When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

Retirement

What Is a Traditional IRA?

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

Retirement

What Does the Changing Pension Landscape Mean for Retirement?

With the changing pension landscape, it is important to take charge of your own retirement security.

Retirement

How Much Do I Need to Save?

Many realize it’s important to save for retirement, but knowing exactly how much to save is another issue altogether.

The author(s) of the attached reports/articles/findings are not affiliated with Aegis Capital Corp. Member FINRA/SIPC. Any opinions expressed herein are the author’s and do not necessarily reflect the opinions of Aegis Capital Corp., it’s officers, directors or affiliated registered representatives. No part of the report was reviewed for accuracy and/or completeness by Aegis Capital Corp., it’s officers, directors or affiliated registered representatives.